Rates and Insurance
At Empowered Living Collective we have three options for payment:
Private Pay
Out-Of-Network
In-Network
Private Pay
When paying for services out of pocket you will pay at the time of your appointment. No information is passed on to insurance companies and they have no access to your clinical record. There are many benefits to paying this way:
You have complete choice in which therapist you work with, we know how important the therapeutic relationship is and we want you to be able to choose the person you resonate the most with
Complete confidentiality of your services. When we bill through insurance there is a certain amount of information they require in order to pay for services
You have complete control over time in therapy, session length, as well as what type of therapy you receive
Avoiding stigma around diagnoses
Insurance premiums and life insurance policies won’t change based on a mental health diagnosis
No matter what insurance you have you can stay with your preferred therapist
Overall, we want you to have complete say in who you see, how long you see them, for what you are seeing them, and what kind of treatment you receive. When we bill through insurance we must prove that treatment is medically necessary which requires sharing quite a bit of information about you and your treatment.
Our Rates:
Individual Counseling:
$195 for 50 minute session with a Licensed Psychologist (PsyD or PhD)
$175 for 50 minute session with a Licensed Professional Counselor (LPC), Licensed Clinical Social Worker (LCSW), and/or EMDR trained Licensed Professional Counselor Candidate (LPCC)
$150 for 50 minute session with Licensed Professional Counselor Candidate (LPCC)
$115 for 50 minute session with a Master’s Level Intern
Couples Counseling:
$175 for 50 minute session with a Licensed Professional Counselor (LPC) or Licensed Clinical Social Worker (LCSW)
$260 for a 75 minute session with a Licensed Professional Counselor (LPC) or Licensed Clinical Social Worker (LCSW)
$150 for 50 minute session with a Licensed Professional Counselor Candidate (LPCC)
$225 for a 75 minute session with a Licensed Professional Counselor Candidate (LPCC)
Psychological Assessment (Conducted by Licensed Psychologists):
$3000 for Autism assessments
$1600 for ADHD assessments
$4000 for Autism and ADHD assessment
You can also check here to see rates for specific clinicians.
If you choose to pay out of pocket, we do accept HSA and FSA cards.
If you have more questions about this please don’t hesitate to contact us.
**We do offer some sliding scale spots, please reach out to
the therapist you would like to work with to see if they have an open spot
Out-Of-Network
We may be considered an out-of-network (OON) provider by your insurance company and can provide an invoice for third party reimbursement (also known as a “superbill”) at your request. Many insurance companies reimburse for out-of-network providers. Please know that when utilizing your benefits to be reimbursed through a superbill, insurance companies can gain access to review your clinical records to determine if services are medically necessary. In these circumstances we will need to provide a diagnosis.
We recommend reaching out directly to your insurance provider to learn about your out-of-network benefits. These are the questions we recommend asking:
Does my plan include OON mental health benefits?
Is there an annual deductible for OON mental health benefits? If so, how much?
Is there a limit on the number of sessions I can receive per year? If so, how many?
What is my OON policy period?
What is my coinsurance? (This is the amount your insurance will reimburse you for services)
How do I submit for reimbursement?
How long do I have to submit for reimbursement?
(Please note, we will provide the superbill to you and it is your responsibility to submit this for reimbursement, we make no guarantees about reimbursement rates).
If you have further questions about this please contact us.
As an out-of-network provider, I have partnered with Mentaya to help my clients save money on therapy.
Use this tool below to see if you qualify for reimbursement for my services:
In-Network
Again, we recognize that for some, using your in-network benefits to pay for services is the only way to afford therapy on a consistent basis and we want to make sure you have access to care. For this reason, we are credentialed with the following insurance panels:
Aetna
United
Colorado Access (Medicaid Rae 4)
Not all providers are credentialed with all panels, but you can check our team page to see which panels each clinician is paneled with. If you are unsure of your in-network benefits for therapy you can check here.
*If you have remaining questions about insurance benefits please contact your insurance provider. We do not contact insurance companies on behalf of our clients and therefore do not have further information about coverage they may provide.
Some of our clinicians work with Victim’s Compensation. Please reach out for more information regarding how to use these benefits.
Please note that if you have Medicaid, you must find a therapist that is credentialed with Medicaid, you cannot pay out of pocket for services as you may risk losing your benefits.
You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost.
Under the law, Health care providers need to give patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services. This is called a Good Faith Estimate.
You have the right to receive a Good Faith Estimate for total expected cost of any health care items of services. The Good Faith Estimate shows the total expected cost of any non-emergency items or services and equipment.
You may request a Good Faith Estimate in advance of an already scheduled health care service or item, or before scheduling an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises or call 1.800.985.3059.